Saint James College Seminary, an
educational Center of Excellence
department within The Love
Church Worldwide, Inc.

By accepting any service, including but not limited
to enrolling as a student, you attest that you
completely agree to and will abide by the following
standard Terms of Service.

Terms of Service:  Saint James College Seminary is
an educational center of excellence division of the
fully-chartered not-for-profit, non-denominational,
inter-faith, Love Church Worldwide.  

Refund policy: 100% tuition refunds will be made to
any active service member who is
unexpectedly mobilized to overseas duty up to and
including the tenth (10th) lesson of any
curriculum.  All others will receive 100% tuition
refunds up to and including the second lesson
(2nd) of any curriculum, but no refund is authorized
beyond the end of the second lesson (2nd).  
All requests for refunds must be received by the
board of trustees or the chancellor’s office in
writing.  No refund can nor will be made for any
payment by any student or applicant if such
payment was utilized for a criminal background
check prior to enrollment, during enrollment, or
prior to conferring of any diploma or certificate.

Intellectual Property rights:  Saint James College
Seminary-Love Church Worldwide Inc.'s web pages,
including but not limited to its departments/centers of
educational excellence, promotional materials,
lessons, past and/or present student and/or
trustees/officers/faculty/associates/volunteer
information, and school-generated photography and
artwork are strictly protected under U.S. and
international laws, trademarks, and statutes. Copyright
2004-2014.


Saint James College-Love Church web pages,
promotional materials, lessons, and school-
generated photography and artwork are strictly
protected under U.S. and international laws,
trademarks, and statutes.  Copyright 2004-2013, The
Trustees of The Love Church Worldwide©.  
Photographs and graphics appearing on these
pages have been placed by our website developer
with assurance that all are in the public domain.  
Many of our pages have photographs been taken by
our faculty, administration, staff, and by students,
whereas others are from governmental or sources
purported to be in the public domain.  If you know of
any that may not be protected by public domain
rights, please email your detailed information to:
admin@adminoffices.org.  

Internet Security and General Liability Issues:  The
Love Church Worldwide’s board of trustees is strictly
committed to conform with or exceed the
requirements of all state, local, national, and
international statutes, laws, codes, administrative
regulations, treaties, etc., and believes that it
is in full compliance with same.  The Love Church
Worldwide  trustees, administrators, faculty,
staff, and /or volunteers (hereinafter called The
Church) bear no responsibility for errors and
omissions due to U.S. Postal or international postal
services’ failure or tardiness in delivering
documents from The Love Church Worldwide and/or
its departments known as Centers of
Excellence, no liability of any kind whatsoever for
inadvertent non-adherence to any local, state,
national, or international law, statute, code, or
policy.  

Any action, whether civil, jurisdictional, procedural,
criminal, litigation, or administrative will be deemed
the responsibility of the person or persons bringing said
action and said litigants or complainants hereby agree
to defend and indemnify not-for-profit corporation, The
Love Church Worldwide, Inc, it's board of trustees,
administration, faculty, staff, volunteers to the extent of
100% (one hundred percent) of any and all costs
related to defending such action in any jurisdiction as
well as The Church and/or those in any way associated
with The Church past and/or present, specifically
including The Church's expenses involved in
remedying its/their reputations, professional status, and
procedures taken or believed necessary to be taken to
be made whole.  To wit: any and all expenses incurred
by The Church and/or its trustees past and present will
be the sole legal responsibility of the person, persons,
or entity bringing such action.  This is being repeated
to establish contractual certainty and to avoid
misunderstandings.  And person, persons, or entity
bringing injurious or potentially injurious action
involving The Church's et all, including but not limited
to trustees, administration, faculty, staff, volunteers to
the extent of 100% (one hundred percent) of any and
all costs related to defending such action in any
jurisdiction as well as The Church and/or those in any
way associated with The Church past and/or present.
Intellectual Property Rights: Saint James College
Seminary-Love Church Worldwide Inc.'s web pages,
including but not limited to its departments/centers of
educational excellence, promotional materials,
lessons, past and/or present student and/or
trustees/officers/faculty/associates/volunteer
information, and school-generated photography and
artwork are strictly protected under U.S. and
international laws, trademarks, and statutes. Copyright
2004-2013.

Non-discrimination Disclosure:  The Love Church
Worldwide and its educational departments
does not discriminate for any reason, including but
not limited to gender, gender identification,
ace, creed, national origin, cultural background, or
age.  As an inclusive organization open in
support and encouragement of all humans, we do
not discriminate. Period.

Privacy Policy:  No personally identifiable
information about you is shared with anyone

outside our organization
.Generally speaking we do
not collect personal information through our
websites,  Nor is any information sent to us ever
shared with third parties.  We do use your IP address
to help determine the number of visitors to our
website (to trigger our Number of Visitors Counter)
and to identify which pages on our site are most
heavily read and utilized.  As a matter or policy and
actual practice, we do not link IP addresses to
anything, anyone, or any institution that could be
personally identifiable. All users remain totally
anonymous at all times during and in perpetuity
following visits to our website.  

Use of Information is limited to total number of visits
in aggregate as well as analysis of search
terms and frequently used keywords in order to
assemble statistical reports.

Maintenance of personal information:  At no time do
we disclose site usage data or personal
information provided in any email or online
application form to a third party.  We neither sell,
give, or share any personal information of any type
in any manner with any outside parties
except when students or graduates request transcript
release or that we provide confirmation of
graduation to prospective employers or volunteer
institutions and in such cases this limited
information is shared In accordance with the Family
Rights and Privacy Act of 1974,
information from  transcripts may not be released to
a third party without written consent of
the student.  Further, we clearly include the caveat
that any alteration or modification of said
documents or any copy thereof may constitute a
felony and/or lead to discipline and/or
sanctions.

Student financial information is not released to third
parties other than the financial institution
utilized by The Love Church Worldwide and its
educational Centers of Excellence, to which we
make deposits of tuition donations.  Online
payments of tuition and acceptance of donations is
processed by the PayPal system, which does not
disclose personal credit card or debit card or
electronic check information to The Love Church
Worldwide.  This results in an arms-length situation
that ensures that such information could never
under any circumstances be even inadvertently
misused or misfiled by The Church (or its college
seminary educational centers of excellence) during
our financial operations.  Should you have
questions, comments, or concerns regarding this
privacy statement and/or the processing of your
financial information, you may contact www.paypal.
com or The Love Church Worldwide administrative
personnel at admin@adminoffices.org.

Outside access or hacking:  We take the prospect of
hacking seriously and take positive steps to prevent
it, such as changing passwords and utilizing outside
agencies such as PayPal, webhosting corporation,
government-regulated banks, etc., handle data, all
of which employ sophisticated anti-hacking and
other security systems and measures.  In the
unanticipated event that an outside person or
agency were ever to hack into our filing system, they
would be incapable of obtaining any financial
information.  However, as a matter of necessity, we
do maintain records of student applicants and
enrolled students such as majors requested on
enrolled in, address and telephone contact
information.  The Love Church Worldwide cannot
be and is not responsible for the practices of hackers
who are, in the final analysis criminal offenders, nor
can we be nor are we responsible for the privacy
practices of any non-Love Church person, group of
persons, or agency that may illegally penetrate our
system.

Assets:  The Love Church Worldwide and its
educational center of excellence seminary colleges
are not-for-profit operated strictly by volunteers.  
There are no assets, including
financial, material, real property, and there are no
paid trustees, administrators, faculty, or staff.  
The Love Church Worldwide and its centers of
excellence are offered as religious educational
programs to further the effort to foster world peace,
social justice, and Godly love, ethics, peace, and
equality for all humans.  In  addition to there being
no paid personnel, no financial benefits accrue to
said trustees, administrators, faculty, or staff.

Donations are accepted when freely offered and are
used only to pay for operating expenses,
scholarships, contractors (such as web developers),
website hosting fees, printing, postage, and other
operational expenses typically associated with not-
for-profit church organizations.  No donations are
utilized for the purchase, lease of, or maintenance
of huge church or other structural facilities which is
common practice among the world community of
churches.  

Changes to our Terms of Service Policy will be
prominently displayed on our website, either on
our first page or in prominently displayed links to
institutional news updates, or both.

Copyright: 2007-2013.  All rights reserved.

Respectfully submitted,
The Board of Trustees
The Love Church Worldwide, Inc., Not-for-Profit
Interfaith, Non-denominational Church.

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APPLICATION
_________________________

Arbitration. Any controversy or claim arising out of
or relating to this Agreement, or the breach thereof,
shall be settled by arbitration in accordance with
the Rules of the American Arbitration Association of
the United States, said arbitration to be held in
Washington, D.C., unless another place is mutually
agreed upon. The costs of the arbitration shall be
divided evenly between the parties during the
arbitration proceeding. Judgment upon any award
reached by the Arbitrator(s) may be entered in any
Court having jurisdiction thereof. Notwithstanding
the foregoing, nothing herein shall preclude a party
from seeking equitable remedies in aid of arbitration
from a court of appropriate jurisdiction.

THE PARTIES HEREBY IRREVOCABLY WAIVE
THEIR RESPECTIVE RIGHTS TO A JURY TRIAL IN
ANY LITIGATION ARISING OUT OF OR RELATED
TO THIS AGREEMENT, AND BOTH PARTIES
AGREE THAT THE VENUE OF ANY LITIGATION
SHALL BE IN THE DISTRICT OF COLUMBIA AND
HEREBY SUBMIT TO THE JURISDICTION OF THE
STATE AND FEDERAL COURTS SITTING IN THE
DISTRICT OF COLUMBIA. Indemnification.

LICENSEE shall indemnify, defend and hold
harmless the following but not limited to The Love
Church Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological)

ENTITIES, and their respective officers, directors,
employees, affiliates, subsidiaries, agents,
successors and assigns, from and against any
liability, claim, suit, proceeding, demand or action
and any damages, losses, costs, expenses or
settlement fees incurred in connection therewith
(including reasonable attorney’s fees and
costs) arising out of or relating to (a) the Content
(including, without limitation, third party
infringement claims), (b) LICENSEE’s
conduct in the performance of LICENSEE’s
obligations under this Agreement, or (c) any breach
by LICENSEE of any warranty or representation
made by LICENSEE in this Agreement.

NO WARRANTY: AS-IS. LICENSEE EXPRESSLY
ACKNOWLEDGES AND AGREES THAT USE OF
THE the following but not limited to The Love
Church Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological)

PLATFORM AND DIGITAL APPLICATION IS AT
student, applicant, website user, website visitor, or
those inquiring by social media telephone or other
means including but not limited to government
Postal Services, commercial delivery services,
texting services, SKYPE, or by any other means) this
is as the SOLE RISK AND THAT THE ENTIRE RISK
AS TO SATISFACTORY QUALITY,
PERFORMANCE, ACCURACY AND EFFORT IS
WITH LICENSEE. TO THE MAXIMUM EXTENT
PERMITTED BY APPLICABLE LAW, the following
but not limited to The Love Church Worldwide /
Saint James College Seminary / American Chaplain
Training Institute, The Certified Professional
Education Training Institute (also known as
CPETI.org) / WRGTV (also known as The World
Religion Global TV department, Agape
Theological)PLATFORM, THE DIGITAL
APPLICATION, AND ANY SERVICES SUBJECT TO
THIS AGREEMENT ARE PROVIDED BY the
following but not limited to The Love Church
Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological)ON AN "AS IS" AND AS
AVAILABLE BASIS, WITH ALL FAULTS AND
WITHOUT WARRANTY OF ANY KIND, AND the
following but not limited to The Love Church
Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological)HEREBY DISCLAIMS ALL
WARRANTIES AND CONDITIONS WITH RESPECT
TO THE the following but not limited to The Love
Church Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological) PLATFORM, THE DIGITAL
APPLICATION, AND ANY SERVICES, EITHER
EXPRESS, IMPLIED OR STATUTORY, INCLUDING,
BUT NOT LIMITED TO, THE IMPLIED
WARRANTIES AND/OR CONDITIONS OF
MERCHANTABILITY, OF SATISFACTORY
QUALITY, OF FITNESS FOR A PARTICULAR
PURPOSE, OF ACCURACY, OF QUIET
ENJOYMENT, AND NON-INFRINGEMENT OF
THIRD PARTY RIGHTS the following but not limited
to The Love Church Worldwide / Saint James
College Seminary / American Chaplain Training
Institute, The Certified Professional Education
Training Institute (also known as CPETI.org) /
WRGTV (also known as The World Religion Global
TV department, Agape Theological) DOES NOT
WARRANT AGAINST INTERFERENCE WITH YOUR
ENJOYMENT (and/or ANY OTHER BENEFIT
HOPED-FOR, IMPLIED OF) THE the following but
not limited to The Love Church Worldwide / Saint
James College Seminary / American Chaplain
Training Institute, The Certified Professional
Education Training Institute (also known as
CPETI.org) / WRGTV (also known as The World
Religion Global TV department, Agape
Theological) PLATFORM AND/OR DIGITAL
APPLICATION, THAT THE FUNCTIONS
CONTAINED IN THE the following but not limited to
The Love Church Worldwide / Saint James College
Seminary / American Chaplain Training Institute,
The Certified Professional Education Training
Institute (also known as CPETI.org) / WRGTV (also
known as The World Religion Global TV
department, Agape Theological) PLATFORM,
DIGITAL APPLICATION, OR the following but not
limited to The Love Church Worldwide / Saint
James College Seminary / American Chaplain
Training Institute, The Certified Professional
Education Training Institute (also known as
CPETI.org) / WRGTV (also known as The World
Religion Global TV department, Agape
Theological)'s SERVICES HEREUNDER WILL
MEET YOUR REQUIREMENTS, THAT THE
OPERATION OF THE the following but not limited
to The Love Church Worldwide / Saint James
College Seminary / American Chaplain Training
Institute, The Certified Professional Education
Training Institute (also known as CPETI.org) /
WRGTV (also known as The World Religion Global
TV department, Agape Theological) PLATFORM,
THE DIGITAL APPLICATION, OR THE SERVICES
WILL BE UNINTERRUPTED OR ERROR-FREE, OR
THAT DEFECTS IN THE the following but not
limited to The Love Church Worldwide / Saint
James College Seminary / American Chaplain
Training Institute, The Certified Professional
Education Training Institute (also known as
CPETI.org) / WRGTV (also known as The World
Religion Global TV department, Agape
Theological)PLATFORM, THE DIGITAL
APPLICATION, OR SERVICES WILL BE
CORRECTED. NO ORAL OR WRITTEN
INFORMATION OR ADVICE GIVEN BY THE the
following but not limited to The Love Church
Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological) ENTITIES OR ANY OF THEIR
AUTHORIZED REPRESENTATIVES SHALL
CREATE A WARRANTY. SHOULD THE the
following but not limited to The Love Church
Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological) PLATFORM, THE DIGITAL
APPLICATION, OR THE SERVICES PROVE
DEFECTIVE, LICENSEE ASSUMES THE ENTIRE
COST OF ALL NECESSARY SERVICING, REPAIR
OR CORRECTION. In addition to, and without
limiting the foregoing, the the following but not
limited to The Love Church Worldwide / Saint
James College Seminary / American Chaplain
Training Institute, The Certified Professional
Education Training Institute (also known as
CPETI.org) / WRGTV (also known as The World
Religion Global TV department, Agape
Theological) ENTITIES shall not be responsible or
liable to LICENSEE, and without any obligation to
indemnify or defend LICENSEE, for the failure of
the the following but not limited to The Love
Church Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological) ENTITIES to transmit any Content for
reasons directly or indirectly related to (1) technical
problems with the the following but not limited to
The Love Church Worldwide / Saint James College
Seminary / American Chaplain Training Institute,
The Certified Professional Education Training
Institute (also known as CPETI.org) / WRGTV (also
known as The World Religion Global TV
department, Agape Theological)Platform or the
Digital Application, (2) notices or demands received
by an the following but not limited to The Love
Church Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological) ENTITY from a third party regarding
alleged infringement of that party's rights, including
copyrights, by the use or transmittal of the Content,
(3) notices or demands received by an the following
but not limited to The Love Church Worldwide /
Saint James College Seminary / American Chaplain
Training Institute, The Certified Professional
Education Training Institute (also known as
CPETI.org) / WRGTV (also known as The World
Religion Global TV department, Agape
Theological) ENTITY from any government or
public authority or entity relating to the Content, or
(4) the occurrence of any conditions beyond the the
following but not limited to The Love Church
Worldwide / Saint James College Seminary /
American Chaplain Training Institute, The Certified
Professional Education Training Institute (also
known as CPETI.org) / WRGTV (also known as The
World Religion Global TV department, Agape
Theological)  ENTITIES' control such as, but not
limited to, governmental restrictions, power failures,
weather, storms, accidents, technical and/or digital
disruptions (aka "digital attacks") and/or so-called
"Acts of God", technical and/or other interruptions of
service by vendors or third party providers, or
damage or destruction of any network facilities or
servers, failure of suppliers, subcontractors or
carriers, war, strikes, fires, floods, and/or unspecified
and/or unanticipated Acts of God, and such failure
shall not be deemed a breach of this Agreement.
Limitation of Liability.

NO PARTY SHALL BE LIABLE TO THE OTHERS
FOR ANY INDIRECT, CONSEQUENTIAL,
EXEMPLARY, SPECIAL, RELIANCE, INCIDENTAL
OR PUNITIVE DAMAGES (INCLUDING, WITHOUT
LIMITATION, LOST BUSINESS, FAILURE TO
ACHIEVE HOPED-FOR BENEFITS, HOPED-FOR OR
ACTUAL REVENUE, PROFITS OR GOODWILL)
and/or EMPLOYMENT and/or HOPES FOR
EMPLOYMENT ARISING OUT OF OR RELATED
TO THE PERFORMANCE OR NONPERFORMANCE
OF THIS AGREEMENT OR THE PROVISION OF
SERVICES HEREUNDER EVEN IF THE PERSON
WAS ON ACTUAL OR CONSTRUCTIVE NOTICE OF
SUCH DAMAGES. Governing Law and Principles of
Construction. This Agreement shall be governed
and construed in accordance with the laws of the
District of Columbia. If any clause, provision, or
section of this Agreement is ruled invalid,
unenforceable, or otherwise limited by any court of
competent jurisdiction or other governmental
regulatory agency, such invalid, unenforceable, or
limited clause, provision, or section shall, if
possible, be replaced by a valid and enforceable
clause, provision, or section which most closely
reflects the intent of the Parties. The invalidity of
such clause, provision, or section shall not affect
any of the meanings of the other provisions hereof,
and the remainder of this Agreement shall be
enforced to the fullest extent permitted by law.
Binding. To the true and faithful performance of this
Agreement, the Parties bind themselves, their
successors, heirs, administrators, and assigns, as
applicable, each to the other.